Coverage - Pension Insurance - German Glossary
- All employed persons (including apprentices) - with some low income exceptions (see below) - and certain self-employed persons are subject to compulsory insurance. Persons caring for a child under age 3, recipients of social benefits (such as unemployment benefits), conscripts or persons doing community service instead of military service, and voluntary care workers are also covered without making personal contribution payments.
- There are special systems for certain self-employed persons, miners, public employees (supplementary insurance), and farmers.
- Voluntary affiliation is available for all others aged 16 or older who are currently exempt from compulsory insurance, including German citizens residing abroad and resident foreigners.
Last reviewed: 7 June 2010