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A person (male and female) must be 65 years of age to qualify for AOW. A person qualifies on their 65th birthday provided they have been insured at any time. There is no minimum qualifying period.
AOW pensions are based on an insurance period of 50 years (from 15 to 65) for maximum pension. Insurance periods are periods of residence in the Netherlands or voluntary contributions paid while residing outside the Netherlands. The maximum rate of pension is linked to the Netherlands' net minimum wage. There is no relationship between the amount of contributions and the amount of pension received.
The maximum rate of AOW pension for:
Pensions are paid monthly with an additional holiday allowance accruing monthly and paid annually with the May payment.
The accrued holiday allowance is included in the monthly pension assessed by Centrelink.
Pensions are indexed in line with the CPI increase on 1 January and 1 July of each year.
Last reviewed: 7 June 2010